Fin Plan 101; Saving money like a Mom!

 

I don’t care what anyone says. No one has the ingenuity to save money like a mom. We can make dinner happen for a family of four for under $15 (with leftovers for the next day)! So, other than a mom (like me) could give you amazing tips on saving money? (I’ll wait…) Don’t say I never told you anything valuable! Here are 15 ways to save money.

  1. Those who truly know me should have guessed that this would be #1. TAKE YOU LUNCH TO WORK. If you just have to have some delicious fast food (yuck…but no judgement) then only buy it twice a month. Save it as a payday celebration. You will save hundreds of dollars toting your own lunch.
  2. Make coffee/tea at home. Invest in a good coffee machine. It will save you so much in the long run.
  3. Write a list before shopping. Do not deter! You will thank me later.
  4. Create a cooking schedule. Cook certain days a week and cook enough to have leftovers.
  5. Have yard sale. Clean out those old closets and sell everything that you are not using.
  6. Start couponing. For any and everything. Clothing coupons at department stores can save you hundreds throughout the month.
  7. Cancel all memberships that you don’t use. If you don’t watch Netflix why keep paying for it?
  8. Buy in bulk. Whether you have 5 kids, 2  kids, or even 0 kids. Buying in bulk will change your life!
  9. Create a monthly budget. You will have to adjust it a few times for sure but having somewhere to start is amazing.
  10. Turn off all the lights at home when you are not in the room.
  11. Ride your bike whenever possible to any destination. If you can bike to work, then do so.
  12. Save all lose change for the entire year. At the end of the year use it for Christmas, vacations, or even new clothes.
  13. Have potluck dinner for the holidays.
  14. Find free festivals for the summer. Take your kids to somewhere nice…for free!
  15. Stay committed! You got this covered!

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